JOJA Capital
Financing with precision. Results with purpose.
JOJA Capital arranges debt for commercial real estate owners, residential real estate owners, and developers nationwide —permanent debt, bridge loans, construction financing, and residential debt placed with precision and speed.
Who We Are
A Capital Markets Partner Built on Relationships and Results
JOJA Capital is a real estate debt brokerage dedicated to helping owners, sponsors, and developers secure the capital they need to move forward. We work across asset classes and deal sizes, bringing an institutional network and a boutique level of attention to every transaction.
Our team has arranged financing through every phase of the market cycle. We understand that every deal is different, and we structure each transaction around the outcome our clients actually need — not a one-size-fits-all product. Replace this paragraph with your firm's real story from the admin dashboard.
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What We Do
Financing Solutions Built Around Your Deal
From acquisition and construction, to bridge and permanent refinancing, JOJA Capital structures capital for every stage of the commercial real estate lifecycle.
Permanent Debt
Long-term fixed and floating rate financing on all asset types placed with banks, agencies, CMBS, and life companies.
Bridge Loans
Short-term financing (12-36 months) to reposition, stabilize, or transition all asset types ahead of permanent financing or sale.
Construction Financing
Ground-up and heavy rehab construction debt sourced from banks, debt funds, and private capital on all asset types.
Residential Financing
Residential investment loans finance 1-4 family properties — single-family homes, duplexes, triplexes, and fourplexes — purchased or held as rental investments rather than owner-occupied residences. JOJA Capital arranges 30-year fixed-rate financing on these properties, giving investors a fixed payment for the full term of the loan.
Bridge Debt to Permanent Debt
This financing replaces a short-term bridge loan with long-term permanent debt once a property is stabilized, locking in fixed terms and lower rates for the hold period.
Bridge to Bridge Debt
Bridge to bridge debt refinances an existing bridge loan with a new short-term loan, giving sponsors more time or capital to complete their business plan before securing permanent financing.
Get In Touch
Let's Structure Your Next Deal
1702 East 5th St, Brooklyn, NY 11223
164 Suffolk St, New York, NY 10002